South African Payment Gateways

By | General, Information, Resources, South Africa | No Comments

Where to start? There are a mind-boggling number of payment gateways in the world (over 900) and a fair amount of options when choosing a South African Payment Gateway.

What is a Payment Gateway and in what situation would you require a payment gateway?

I’m not going to go into details but basically a payment gateway facilitates transactions between your e-commerce website and a payment processor.  One of the most popular payment gateways is Paypal.

You would need a payment gateway if you want to accept payments online (most often through your website) for services or the order of physical products through your website.

I have been doing a lot of research on South African Payment Gateways.  From what I’ve gathered from both reading the info on each site and speaking to sales reps – Payfast is the easiest to get started with. They accept payments in ZAR for local and international transactions. You don’t require a merchant bank account (which in FNB’s case starts at R399 per month).  Their fees are not the lowest but if you are a small business that is just starting out and you cannot forecast the amount of transactions that you will be processing yet, then Payfast seems the way to go. There are no monthly fees or contracts.

Payfast Simple Signup

After completing the registration, my account was verified within a couple of hours. The process was really simple especially with uploading required documentation for Payfast to verify my account. I’m yet to integrate the gateway onto my site – there is a lot of documentation available on their site to assist with this.

Payfast also has a recurring billing function (still in beta) but is available.

South African Payment Gateways Information Table

The table below is work in progress and is being updated as I gather more info. Listed are just some of the popular options for South African businesses.

Sagepay

Sagepay (formerly Netcash) is another favourite gateway. They provide good support and seem to mostly deal with facilitating debit orders. They don’t provide their fees on the website, but here is the Sage Pay Product Overview that I received after chatting to one of the consultants. The total monthly fee is not clear in the brochure. Possibly dependent on the features you require.

Paypal

Paypal is a good option, but not for local clients as they do not support accepting payment in ZAR currency yet. There is a 3.9%+$0.30 fee to receive funds to Paypal and FNB charges a fee to withdraw the funds from your Paypal account to your local South African bank account. (Don’t forget exchange rate fees).

Mobile Payment Apps

Another solution that you may consider, is Zapper and Snapscan. When you register, you receive a unique QR code that you can integrate into your online store or include on your invoices.  Your client can then use the relevant app to scan the code and make payment. No need for credit card details, merchant accounts or monthly fees.  Snapscan is powered by Standard Bank.

 

 

Poll

South African Payment Gateway
  • I would love to know if you or your business has an online store or accepts payments for services/subscriptions/recurring billing online, please share which Payment Gateway you use.
  • This field is for validation purposes and should be left unchanged.

Why am I not receiving Apple iCloud calendar invitations to my Gmail?

By | Resources | No Comments

Problem:

Scenario 1: Not receiving calendar invitations to your Gmail inbox from Apple Calendar users.

Scenario 2: You can send invites from your Google Calendar, but if you send from your calendar app, the invites don’t go through.

Cause:

Your primary email address (be it Gmail/Outlook/Yahoo) is registered as your Apple ID. Your primary calendar is not your iCloud calendar, which is linked to your Apple ID Email address.

Solution (that worked for me)

Edit the calendar preference settings while logged into Apple iCloud. Be sure to login to icloud.com on your desktop/laptop.​

Thank you to this answer on Stack Exchange for helping to find the solution to the problem.

Here is a quick video tutorial to help you edit the Apple iCloud Calendar invitation settings.

 

web design mobile friendly

Why you need a mobile-friendly website

By | Websites

What is a mobile-friendly website?

You may have heard people saying that your website needs to be mobile-friendly or have a responsive design?

You may also not have a clear understanding of what that means and why it’s important for your business website.

Mobile-friendly websites look good whether you’re viewing it on your desktop, your laptop, your tablet/ipad or smartphone.

The website detects what device it is being accessed from and it adapts to the appropriate screen size. The font size will be readable, the buttons will be big enough to accurately click on. The images will also scale to fit the screen.

Why is it important to have a mobile-friendly website?

With a mobile-friendly website, your website visitors won’t have to pinch, zoom and scroll to read the content on your site. If a visitor is using a mobile device to do a search, and gets to an older desktop version of a website, it can quickly get frustrating to access information. The visitor may very well abandon your site for a mobile-friendly site where the content is readable and easily accessible. Read More

digital creative lab content writing

What does a Website Copywriter Do?

By | Websites

Have you ever confused Copyrighter with a Copywriter?

Copyright/er has to do with registering patents, branding, logos, trademarks and intellectual property.  A copywriter is someone who is an expert in creating content for advertising, marketing and promotion.  In website design, copy refers to the text/words used on the site to market the products and services of the business, from the headlines to the paragraphs of the body copy. Read More

Do you have a content strategy?

By | Websites

So, you want a website for your business because you’ve either realised that it’s imperative you have one or because everyone keeps telling you that you should have one?

A website is not the same as having an ‘online brochure’. You can’t simply take your company profile and put it on your website and cross your fingers. It isn’t a magical fix-it solution to your marketing woes.

7 questions you must ask yourself before starting your website project.

Read More

studio photography portfolio photos johannesburg

Pride Morokane

By | ClientShoots | No Comments

Portfolio photoshoot with Pride Morokane

The first studio photoshoot for 2015!  Here are some of my favourites from the shoot with Pride.

 

Do you need updated, professional portfolio photographs to use on your social media profiles?

 

Get in touch!